Information We Collect

We collect information you provide directly to us when you use our budget forecasting services, create an account, or contact us for support. This includes personal details necessary for providing our financial planning tools and educational content.

How We Use Your Information

Your information helps us provide personalized budget forecasting services and improve our educational programs. We use your data to analyze spending patterns, generate financial insights, and deliver relevant content about budget management.

We also use your information to communicate with you about your account, send important updates about our services, and provide customer support when you need assistance with our forecasting tools.

Our educational content delivery is enhanced by understanding which topics are most valuable to our users, allowing us to create more targeted learning materials about financial planning and budget management.

Data Security Measures

We implement comprehensive security measures to protect your personal and financial information from unauthorized access, disclosure, or misuse.

Your Privacy Rights

Under Philippine data protection laws, you have specific rights regarding your personal information. We respect these rights and provide clear procedures for exercising them.

Data Retention

We retain your personal information only as long as necessary to provide our services and comply with legal obligations. Different types of data have different retention periods based on their purpose and legal requirements.

Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in specific circumstances that are essential for providing our services or complying with legal requirements.

Service providers who help us operate our platform may access your information under strict confidentiality agreements. These partners are carefully selected and required to maintain the same level of data protection we provide.

In cases where we're legally required to disclose information, such as responding to valid legal requests from authorities, we will only share the minimum information necessary to comply with such requirements.

Cookies and Tracking

We use cookies and similar technologies to improve your experience on our website, remember your preferences, and analyze how you use our services. These help us provide more personalized budget forecasting recommendations.

You can control cookie settings through your browser preferences, though disabling certain cookies may limit some functionality of our forecasting tools and educational platform.

Our analytics cookies help us understand which educational content is most helpful to users, allowing us to improve our learning materials and budget management resources.

Changes to This Policy

We may update this privacy policy periodically to reflect changes in our services, legal requirements, or data protection practices. We'll notify you of significant changes through email or prominent notices on our website.

Your continued use of our services after policy changes indicates your acceptance of the updated terms. We encourage you to review this policy regularly to stay informed about how we protect your information.

For major policy changes that significantly affect how we handle your personal data, we may require your explicit consent before implementing those changes.